Online payments through your own bank.

iDEAL is a standardised payment method for making secure online payments directly between bank accounts in The Netherlands.


iDEAL is a standardised payment method for making secure online payments directly between bank accounts in The Netherlands.

To offer iDEAL as a payment method in an online store, a direct link is established with the systems of participating banks. In other words, this one connection to iDEAL enables each webshops' visitor with access to online banking of ABN AMRO, ASN Bank, Friesland Bank, ING, Rabobank, RegioBank, SNS Bank, Triodos Bank or Van Lanschot Bankiers to make payments in this way. No other payment product offers this facility.

iDEAL is steadily gaining a reputation as a trusted online payment method. Already more than half of all Dutch online shoppers use iDEAL. iDEAL is a payment standard that is currently based on the Dutch domestic transfer. The iDEAL payment standard has been adapted so that it can also be used shortly for both domestic and cross-border euro payments.  

How does iDEAL work? iDEAL is easy to use and requires just a few simple steps on the part of consumers: In order to checkout the customer clicks on the iDEAL payment icon; From a drop-down list, the customer selects his own bank, which opens the online banking environment he is familiar with. The customer simply authorises the prefilled payment instruction; As soon as payment has been authorised, the amount due is debited from the customers' account and transferred to the merchants' bank account - there is no credit risk; Just seconds after the customer has authorised the payment, the successful payment status is confirmed to the merchant. As merchants know that the funds are on their way, they can proceed with shipping or rendering the service immediately. There is no risk for the merchant because the customer cannot reverse the payment. Merchants will have payments credited to their account at the same speed as a normal credit transfer.   

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Latest Company News

'iDEAL mobile' contributes to iDEAL record performance

AMSTERDAM | The iDEAL online payment system broke records again in 2013. In the whole of 2013, iDEAL was used more than 142.5 million* times, a year-on-year increase of 21.6 percent (2012: 117.2 million). The increasing use of iDEAL via smartphones and tablets, 'iDEAL Mobile', was an important factor in the growth in the number of iDEAL payments.   Currence expects the [...] Read more

iDEAL sets record for 2013

AMSTERDAM | iDEAL, the popular Dutch online payment method, sets a new record for 2013: over 142 million iDEAL transactions. Compared to 2012 a growth of 25 million iDEAL payments (+22%).   December 2013 Record Month Due to the Dutch Holiday Shopping season including 'Sinterklaas' and Christmas, online sales flourished and resulted in a new milestone for [...] Read more

Online payment method iDEAL reaches new milestone

AMSTERDAM | Online payment method iDEAL has reached a new milestone. Thanks to a considerable increase in the number of iDEAL payments, the magical threshold of half a billion iDEAL transactions was passed at the end of November.    Most Popular Payment Method in the Netherlands It has become the most widely-used online payment method for e-commerce in th [...] Read more

Rabobank: 10% of iDEAL payments through Mobile Banking App

VLEUTEN | Last September, Rabobank, one of the larger commercial banks in the Netherlands, updated its iOS and Android banking app to optimise iDEAL checkout on tablets and smartphones. Rabobank expects that the use of payment method iDEAL on mobile devices will take off in the coming months as checkout has been simplified and mobile checkout abandonment should drop.   [...]

2012: iDEAL payments rises again by 25%

AMSTERDAM - THE NETHERLANDS | Use of online payment product iDEAL increased significantly once again in 2012. The number of transactions rose by over 25 per cent, with a total value of €8.8 billion. Dutch consumers chose to pay with iDEAL 117 million times. In addition iDEAL is offered more and more in international webshops. Eighteen per cent of iDEAL payments are cross-border transact [...]

iDEAL ready for SEPA

UTRECHT | The online payment method iDEAL is ready for the European payment market. All the banks that offer iDEAL have recently completed the migration process of converting iDEAL to the European (SEPA) standards. This marks an important step towards a uniform European payment infrastructure. The SEPA regulation obliges all banks and users of payment services to meet the European standards by 1 Feb [...]

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