IT'S TIME TO COMPARE.


Chances are big that you pay too much for your MasterCard and Visa card payments. Especially when you have been with the same online card processor for years.



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Online credit card processing.
With better rates.


The costs for the online processing of credit and debit cards have really been forced down the last years.
You - however - might still be paying the same card rates as in the beginning.
You might be paying too much for your online MasterCard and Visa card payments.

Check which card processors are connected to your Payment Service Provider.
Compare their credit card rates and save some serious money.

Credit card costs to drop.

Due to pressure by the European Parliament the costs for card processing have decreased during the last years. Europe is determined to get lower rates for credit and debit card transactions.

Europe has already successfully pushed down the rates banks charge each other for the processing of card payments. These interbank or so-called 'interchange' fees are now squeezed down even further.

At first, the interchange rates for cross-border payments were capped. Now the domestic interchange rates in several European countries will be lowered. Lower interchange rates could definitely mean lower card commission rates for your online business.

GET BETTER RATES FOR YOUR ONLINE SHOP


Europe's fight on Interchange.

For every card transaction the eligible card processor or merchant acquirer needs to pay a fee to the issuing bank (the one providing the card to the consumer). This interbank fee - called 'interchange fee' - is most often a percentage of the purchase amount.

This interchange fee is then charged onto (online) merchants like you - including a mark-up. Interchange fees take a fair share in the costs you bare as a merchant.

Now these interchange rates are forced down - also for domestic card payments - you could definitely benefit from lower rates.

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Credit Card Fees in UK and Europe go down.

The interchange fees for MasterCard and Visa card payments in - for example the UK, Netherlands, Belgium and Germany - continue to drop. MasterCard and Visa are forced to achieve an average interchange rate of 0.30% on consumer cards in Europe.

During the last year MasterCard lowered their ecommerce interchange rates in the Netherlands with almost 40%! For the upcoming years more of these costs reductions have been announced. Also Visa is to cap its interchange fees.

All in all, excellent news for merchants like yourselves. Make sure you benefit, start comparing to find out what you could save.

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More Competition. Better Rates.

Besides capping interchange fees, there is another important development driving credit card fees down: the increase in competition in the European card processing market.

There are more and more card processors aiming to grab a piece of the European market or expanding their acquiring operations across the region. Due to economies of scale these card processors are able to lower their costs and card fees. In the recent past there were only a couple of merchant acquirers per country, now you are able to choose from over 20 acquirers licensed to process your MasterCard and Visa payments.

More competition drives prices down. Excellent news for merchants looking for better commission rates.

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There is choice.

Many online merchants often do not know they can actually choose between several card processors, even through their existing payment service provider.

Most of the leading Payment Service Providers like Ingenico Payment Services, Adyen, Realex Payments and Sage Pay, have many connections to multiple card acquirers.

Really great news for merchants, as they can compare and choose another processor without the need to change their current payment set-up or to reconstruct their payment page.

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Save serious money.

All ingredients are here. Lower costs for credit- and debit card payments, more competition, choice and opportunities to switch processors with limited impact.

Check out your options, compare online card processors for free, and save up to 50% on your credit card fees.

And - good to know upfront - together with your new card acquirer we will support you with your switch. 

GET BETTER RATES FOR YOUR ONLINE SHOP


Other
merchant experiences

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"I used About-Payments to get proposals for the acceptance of MasterCard and Visa cards. I got feedback sooner than expected and with the right guidance. Also the service during the application and integration was OK. I would advise every company looking to take cards to use their platform to gain insight in pricing and conditions".

Maurice van den Heuvel
Owner
Bouwzelfjezwembad.nl



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"Before we used the services of About-Payments, we had been processing through the same card processor for over 10 years. About-Payments really supported us throughout the application and boarding process with the new acquirer. Due to About-Payments, our costs for MasterCard and Visa card payments are now more than halved."

Dennis Meurs
Head of Finance
Aan Zee Vakantiehuizen

START HERE
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"About-Payments helped us to get commission rates below the 1,00%. That's more than 40% off our current rates and save us hundreds in euro's a year."

Remko Belgraver
Senior E-commerce Manager
EM-Boost and VI-Travel




HOW IT WORKS.

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Payment Service Providers respond.


All interested Payment Service Providers respond via our site with a custom proposal.

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Compare and select.


Compare the providers on price and offering.
You decide on next steps.

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Looking for lower commission rates?
Save up to 50% on your credit card fees.
Start your comparison and save some serious money.

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