CardinalCommerce and eBillme bring secure cash checkout to the Discover® Network

RYE BROOK, NY | eBillme™, a safe and secure way to pay with cash online using online banking and walk-in locations, announced today that the payment option will now be available on the Discover network through CardinalCommerce’s Centinel® Universal Merchant Platform. As a result of this new partnership, Discover’s merchant network will have a new way to attract the growing number of online shoppers who prefer to pay with cash.

“This partnership is a pioneering approach to enabling online payments for our merchant network,” says Farhan Ahmad, General Manager, Prepaid & Director of Emerging Payments at Discover. “Our core mission is to provide our merchants with more payment choices, and we believe this relationship with eBillme will enable us to do that.”

eBillme is the most secure way to pay with cash online. When shoppers choose the option at checkout, their order is confirmed with a bill sent to their e-mail address. Consumers simply pay the bill the same way they pay utilities, loans, insurance, and other bills through their online bank account or by paying at one of over 75,000 walk-in locations.

“CardinalCommerce and Discover share our dedication to a successful checkout experience for shoppers and we are excited to be working together with them to bring secure cash payments to more online retailers,” says Marwan Forzley, President and CEO of eBillme. “We enable online shoppers to take the security of their banks with them to the eCommerce checkout without any fees, interest or debt. Retailers that offer eBillme see increases in average order values, customer loyalty and new customers. We now bring these benefits to the Discover network and look forward to welcoming their merchants into our eBillme family.”

Merchants also benefit from programs created by eBillme to attract online shoppers including buyer protection features like satisfaction guarantee, best price, and fraud protection in addition to a cash back rewards program for shoppers. eBillme also supports merchants and merchant sales through its Debt-Free Mall which features products, gift cards and deals from merchant sites.

“Cardinal continues to achieve its’ business strategy, to enable and authenticate transactions originating from any place, sending transactions to the right place, in the right way,” says Mike Keresman, the Chief Executive Officer, CardinalCommerce Corporation. “eBillme has been a popular alternative payment available to merchants using Centinel for several years. We are pleased to be able to extend the eBillme payment option, leveraging Centinel, through a seamless, fast integration across the Discover Network of retail merchants.”

About eBillme

eBillme™ is the most secure way to shop online and pay with cash. It brings the security and convenience of online banking to the eCommerce checkout every time. Consumers can shop online, by catalog or through call centers, and pay for their purchases using online banking or by paying the bill at over 75,000 walk-in locations. No financial data is exposed and the payment transaction is securely transferred from the customer’s bank to the retailer’s bank. eBillme helps retailers increase sales while lowering transaction fees and offers consumers a debt-free shopping experience with buyer protection, cash-back rewards and an online Debt-Free Shopping Mall offering a wide selection of products and leading gift card brands. For more information, please visit, eBillme’s Online Gift Cards Mall or the eBillme blog.

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings accounts, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit

About CardinalCommerce

CardinalCommerce Corporation is the global leader in enabling authenticated payments, secure transactions and alternative payment brands for both eCommerce and mobile commerce.

The Cardinal Centinel® software platform enables payment brands, such as Verified by Visa, MasterCard® SecureCode™, Amazon Payments™, Bill2Phone™, Bill Me Later®, ClickandBuy®, Cred-Ex®, Ebates™, eBillme™, eLayaway™, Google™ Checkout, Green Dot® MoneyPak®, Mazooma™, Moneybookers, MyECheck, NACHA® Secure Vault Payments (SVP), NYCE® SafeDebit™, OneTouch Online Purchasing™, Paymate, PayPal™, paysafecard, RevolutionCard™, Rialto Pay℠, SafetyPay™, TeleCheck®, and Ukash™ , to a network of thousands of merchants and merchant service providers.

The Cardinal MAX™ mobile platform provides retailers, financial institutions and processors the ability to extend traditional commerce, marketing and banking into the mobile channel. Cardinal MAX™ Customers are able to safely and securely conduct business in the mobile space via SMS, mobile internet and mobile applications.

Cardinal’s 2IDENTIFI™ Platform enables a Financial Institution to authenticate Customers, for eCommerce and mobile transactions using Verified by Visa or MasterCard SecureCode, or for secure access to online banking applications. The complimentary 2IDmobile™ solution enables a customer’s mobile phone to become a token, creating a strong dynamic one-time use number for authentication, or can deliver the dynamic one-time number. CardinalCommerce is headquartered in Cleveland, Ohio. With facilities in the United States, Europe and Africa, Cardinal services a worldwide Customer base.


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