BRUSSELS | Ingenico Payment Services implements 'Dinube' in its digital e-wallet platform, enabling secure management of e-money, coupons and memberships across multiple devices. The new omnichannel payment / loyalty solution will be showcased at the Web Summit in Dublin on November 4-6.
Dinube is a new cloud-based payment network and loyalty solution, which allows consumers to proceed to fast, easy payments for online or in-store purchases, using a digital wallet, loaded from their bank account. Dinube automatically synchronises payments with merchant loyalty programs, both online and in store.
The solution offers invoice payments, real-time money transfers and personalized coupons and vouchers. It is free for consumers who sign up with just a mobile number and email. No credit card is required and the solution is designed to operate seamlessly within 34 SEPA countries.
Powered by Ingenico ‘s Payment Platform
Dinube’s solution will run on Ingenico ‘s e-money service payment platform within the SEPA framework and in a regulatory compliant way, supporting multiple currencies and multiple products and provided with ready-to-use customer interfaces such as web pages, mobile internet pages and mobile apps, allowing full flexibility.
“Ingenico Payment Services has vertically integrated Dinube as a new and all-digital payment network. Our solution places consumers at the forefront of the transaction by enhancing their shopping experience at their favorite stores. Ingenico Payment Services powers this experience by enabling Dinube on the PinPads that customers already use, making adoption very smooth for merchants” pointed out Jonathan Hayes, CEO of Dinube.
For merchants, the main benefits include the following ones:
- The solution is integrated in the entire path to purchase: mobile app, payment terminal, payment gateway and point of sale
- The solution is independent from bank cards - no credit card required
- All payments are 100% digital: no more plastic and no more paper receipts
- Payments and settlement are performed in real time
- The solution accepts payments both in store and online
Different Approach to Point-of-Sale Payments
“Dinube completely changes the payments paradigm as the first non-card-based network integrated at the point of sale. As the leading payment gateway in Spain, ConexFlow, from Informática El Corte Inglés has already added Dinube as a new digital payment network”, explains Lorenzo Castillo, Head of Payments - Informática El Corte Inglés.
Sourced from Press Release by Ingenico Payment Services, November 4th, 2014