BELGIUM | Sixdots - Belgium's digital wallet for mobile payments - launches its mobile payment app in the App store and in Google Play. Sixdots enables consumers to make Bancontact / MisterCash payments using a smartphone.
Now Belgium shoppers will have access to an innovative and safe digital wallet supported by the major Belgian banks (including BNP Paribas Fortis, KBC, ING, Belfius, Fintro and CBC - covering 80% of the market) and Proximus - one of the largest telco's in Belgium. Sixdots refers to the six digit security code to unlock its wallet features, including person-to-person and online payments, couponing and loyalty.
Ecommerce, In-App, Person-to-Person and in-store Payments
Sixdots is a new app that aims to set the Belgian standard for innovative mobile services (identification, payments). Thanks to its open ecosystem, various partners and payment schemes can be integrated into Sixdots to offer an easy, safe and user-friendly payment method. In an initial phase, online and in-app mobile payments, direct payments from one person to another and even in-store payments will be possible.
Sixdot Wallet Activation
The consumer begins by downloading the app, choosing their bank from the list and adding one bank card in a secure environment. At this point the user will also create the six-digit PIN code which gives the Sixdots app its name. This code must be entered to confirm all transactions and is also used to protect sensitive information.
Sixdots Payment Process
Once activation is complete, the user can pay a friend back for buying a sandwich, for example, simply by scanning the QR code on the friend’s telephone, or pay for an ecommerce purchase using the QR code on the computer screen. It is even possible to pay for an espresso at a local coffee bar by scanning the QR code on the ticket. Simply enter six figures to confirm the transaction. No card reader, no card and no long series of numbers. When the consumer pays within an app, the seller’s app will detect the Sixdots app automatically on the customer’s smartphone, so that the customer can open the app directly to pay for their purchase.
Bancontact/Mister Cash mobile service
Thanks to the partnership with Bancontact/Mister Cash consumers can pay with Sixdots at any merchant who has activated the Bancontact/Mister Cash mobile service via their regular Payment Service Provider (Ingenico Payment Services and Sips (Worldline)). The list of merchants where shoppers can use Sixdots is available at the Sixdots and Bancontact/Mister Cash websites.
Sixdots and MasterPass integration at later stage
The integration of Sixdots with the MasterPass payment solution (by MasterCard) - effectively enabling consumers to link MasterCard credit cards and Maestro debit cards to their Sixdots wallet - will be launched in the foreseeable future.
Sixdots 2015 Developments
Over the next year, Sixdots will introduce new services for its users. Consumers will be able to add multiple bank cards, including credit cards. They will also be able to use Sixdots as a secure proof of identity and even link their Sixdots account to their digital banking applications. What is more, consumers will be able to receive and store coupons in the Sixdots app and use them immediately when paying, as well as storing tickets and loyalty cards in the app. In other words, Sixdots will provide a complete and improved purchasing experience for both consumers and traders. The Sixdots app is now available at the Apple App Store and in Google Play. For more information about Sixdots visit their website: www.sixdots.be.
Sourced from Press Release by SIxdots, December 1st, 2014