Started in 2009, Mobikwik is a digital wallet service in India with over 5 million users. The MobiKwik wallet powers internet payments, in-app purchases, top ups and bill payments. Consumers can add money to the wallet by linking their credit card, debit card or via online banking or cash cards. Merchants accepting Mobikwik wallet payments online benefit from high conversion rates due to mobikwik's 1-click checkout flow. Ecommerce and App merchants are able to integrate directly with Mobikwik, via mobikwik supporting shopping cart systems and via supporting Payment Service Providers (see below).