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Logo SEPA Credit Transfer

SEPA Credit Transfer

The SEPA Credit Transfer (SCT) allows consumers to pay for their goods and services by using their euro bank account to transfer money directly to the merchants' bank account. Both the consumer and merchant should be domiciled within the SEPA (eurozone) region.

Supporting Providers

INTRODUCTION

The SEPA Credit Transfer scheme was launched in January 2008. It allows consumers and business to transfer money effectively to bank accounts across the Eurozone. SEPA Credit Transfer payments always require a Bank Identification Number (BIC) and International Bank Account Number (IBAN). The SCT enables online businesses to accept payments directly into one bank account instead of managing multiple receiving bank accounts in various Eurozone countries. Other big benefit for merchants is that they will receive SCTs within one business day, regardless whether the SCT relates to domestic or cross-border payments. SEPA Credit Transfers can not be reversed and are guaranteed to the receiving entity.


E-wallets will equal cards as the most popular payment method globally.
In 2012, $295 billion was processed through e-wallet payments. This is set to rise to $1,656 billion by 2017.

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Available in the following regions

Europe


COMPANY DETAILS

The SEPA Credit Transfer scheme was launched in January 2008. It allows consumers and business to transfer money effectively to bank accounts across the Eurozone. SEPA Credit Transfer payments always require a Bank Identification Number (BIC) and International Bank Account Number (IBAN). The SCT enables online businesses to accept payments directly into one bank account instead of managing multiple receiving bank accounts in various Eurozone countries. Other big benefit for merchants is that they will receive SCTs within one business day, regardless whether the SCT relates to domestic or cross-border payments. SEPA Credit Transfers can not be reversed and are guaranteed to the receiving entity.

COMPANY ADDRESS




Belgium

PHONE & EMAIL

Main Phone Number+32 2 733 35 33
Main Fax Number+32 2 736 49 88
Emailsecretariat@epc-cep.eu

WEBSITE AND BLOG

Website
Blog

SOCIAL LINKS

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