UseMyServices provides an alternative payment method to online credit card payments by enabling consumer to pay for goods and services using their online banking. UseMyService allows ecommerce merchants to tap into 1.6 billion customers worldwide with access to online banking. The online shopper selects UseMyFunds as their payment method at checkout, and then pays the merchant using their online banking service. Merchants receive instant confirmation for instant shipping. UseMyServices payments are made in real time and virtually eliminate the risk associated with ACH and eChecks. Merchants that accept UseMyService online are able to reach customers who do not have credit cards or do not want to share card information over the internet. UseMyFunds Merchants pay some of the lowest fees in the industry, with no set-up fees, no monthly fees, no cancellation fees and no reporting fees. You pay only transaction fees. See below for the UseMyServices Payment Service Providers.